Property Investment

First thing you should do is not panic! If you are mid-30’s living in a rental property and you’re getting pressure from your parents or older members of your family to ‘buy your own home’…remain calm, and politely tell them to mind their own business! It’s 2019 (almost 2020!), and gone are the days of getting married at 25, buying your own home at 26, having 2 kids by 30 and staying in the...

How Much Should You Make on a Rental Property The primary goal of investing is to make money, so there must be some profit earning potential when you decide to invest in real estate property other than your home. There are two ways to earn from a real estate investment: use it as a rental property that earns rental income and/ or by selling it at some point in the future for capital gains when the...

We've had a number of conversations recently, and one question that keeps coming up over the years is, "What's the difference between a rental assurance and a rental guarantee?" Last week we were discussing one of our developments in Manchester that comes with a two-year rental assurance, and the client said, "Okay, well tell me about this rental guarantee." to which we replied "We've got to stop you...

Are you wondering, “Should I buy an investment property outright or take out a mortgage on it? Which will give me the best income on my investment?” That is absolutely the most important question when you are getting into the real estate investment market. We're going to break down the difference between a cash purchase and a mortgage purchase and how they equate on an ROI level. Are you ready with...

The answer…RIGHT NOW! Property in the UK has long been considered one of the safest places to invest into property for a number of reasons. Lack of supply – currently there is a 4 million shortage of homes in the UK, with an annual target of over 300,000 new properties to be built every year. A figure that never has, nor is ever looking likely to be met. This is one of the reasons prices in the UK...

In a recent Guardian article the Bank of England governor warns cabinet of high unemployment and sharp house price falls. These house price falls that he is predicating are as much as 25-35% over three years, comparing the outcome of a no-deal Brexit with the fallout from the 2008 financial crash. Our stance at Thirlmere Deacon is that we respectfully disagree with Mr Carney’s comments and we’ve...

All property investors at some point during their investing career will explore the option of how to buy a property without a mortgage. Why is this? Well there’s many reasons. Firstly it could be due to the investor being unable to get a mortgage due to poor credit, being overseas, having low income, having too many mortgages in their personal name, whatever the reason the option of buying a property...

Getting the right legal structure set up when first investing in property may seem like a daunting process, but in the long run, it can save you tens of thousands of pounds in tax, which is why more and more investors these days are opting for Limited Company structures for their property investments. Over the past few years, more and more property investors have opted to make their investments...

Moving Away From Investing in London In recent years, investors have made what can only be described as small fortunes by investing in London Real Estate. Some areas have seen colossal levels of growth, however there’s some trust in the phrase ‘what goes up, must come down’. Before we go into why London might not be the best place for investment right now, let’s look at why London prices shot up...

When deciding where and how to invest in the real estate market, there are several avenues a potential investor can take. It helps to know which has the most market value and potential return. There are two significant sectors of multiple housing developments in the housing market which potential investors will need to choose between, HMO and PBSA. What is an HMO and What is a PBSA? In order to make the...